(Because no one wants surprise bills from the council)
If you’ve recently moved into a flat, student accommodation, or house-share in the UK, there’s one phrase that might pop up and make you go, “Wait, I have to pay for bins?”
Council Tax — a fee most residents pay, but one that’s still a mystery for many first-time renters and students.
Let’s break it down and help you avoid those painful “you owe us” letters from the local council.
💡 What Is Council Tax?
Council Tax is a local tax you pay to your local authority (a.k.a. your city or borough council). It helps fund everyday services like:
- Rubbish and recycling collection
- Street lighting and cleaning
- Local libraries and public parks
- Police and fire departments
- Education and social care
Basically, it keeps your local area running.
👛 Who Has to Pay It?
The general rule:
If you’re over 18 and renting or owning a property, you’re responsible for paying Council Tax.
- If you live alone → You get a 25% discount
- If you live with others → One person is usually named the “liable person” to pay
- If you’re renting → It depends on the type of contract (more on that below)
💡 In most student housing or HMOs (shared houses), the landlord includes it in rent — but always double-check.
🏘️ How Is It Calculated?
Council Tax is based on the “band” your property falls into, ranging from A (cheapest) to H (most expensive). The band depends on your home’s value.
You can check your band here: gov.uk/council-tax-bands
Each local council sets its own rates, so the amount can vary a lot depending on where you live. For example, Council Tax in Edinburgh won’t be the same as in London or Birmingham.
🧾 Do Students Pay Council Tax?
🎓 Good news for full-time students:
You’re exempt!
But — and this is a big one — you must apply for the exemption through your local council. It’s not automatic.
If you’re living in:
- University halls → No
- Private rental/shared house → If everyone is a full-time student, you’re exempt. If not, someone has to pay.
So if you’re living with a working friend or partner, they’ll be liable (but may get a discount).
🧠 Too Long: Glance It:
- Council Tax is paid to your local council for community services
- If you rent or own a place and are over 18, you probably owe it
- The amount depends on your property’s band + council’s rate
- Students are exempt — but must apply for it
- Live alone? You get 25% off!
✅ Final Tip for Scottish Indian Followers:
Don’t assume it’s included in rent — ask your landlord or letting agent upfront. And if you’re a student or low-income, check for discounts or exemptions ASAP.
Still unsure? Head to gov.uk/council-tax to check your band, apply for exemptions, or find your local council’s contact info.
Stay informed about crucial resources like this and more by subscribing to the Scottish Indian website for the latest updates and community news.
