Road Tax Basics: How to Pay It and Why It’s Important

by | May 6, 2025 | Get Moving, Uncategorized, Wheels & More

A Desi-Friendly Guide for New Drivers in the UK | ScottishIndian.com

Just bought your first car in the UK? Congrats! 🎉 Whether you’re a student in Glasgow, a working professional in Edinburgh, or a desi family making weekend trips across Scotland, there’s one not-so-fun but super-important thing to understand: road tax (officially called Vehicle Excise Duty, or VED).

At ScottishIndian.com, we simplify life in the UK for Indian newcomers, including navigating things like buying a car, getting insurance, and yes — paying taxes you might never have dealt with back in India.

So let’s break down what road tax is, how to pay it, and why skipping it isn’t worth the risk.

🚦 What Is Road Tax in the UK?

Road tax is a legal requirement for most vehicles driven or parked on public roads in the UK. It’s an annual tax that goes toward maintaining roads, highways, and public infrastructure.

The official term is Vehicle Excise Duty (VED), and the amount you pay depends on:

  • Your car’s CO2 emissions (lower emissions = lower tax)
  • The type of fuel (petrol, diesel, hybrid, electric)
  • The car’s value and registration date

🔌 Electric cars currently pay £0 in VED (as of 2025), which is a big plus for eco-conscious buyers!

💷 How Much Will It Cost Me?

For most average petrol or diesel cars, road tax ranges from £20 to £180+ per year. If your car was registered after April 2017, you’ll pay a standard rate (plus a surcharge if your car was over £40,000 new).

Use the Gov.uk VED calculator to check your exact rate.

📝 How to Pay Road Tax (It’s Easier Than You Think)

You can pay your road tax online in a few minutes via gov.uk/vehicle-tax. Here’s what you’ll need:

  1. Vehicle log book (V5C) or New Keeper Slip (V5C/2)
  2. Car insurance (must already be in place)
  3. MOT certificate (if your car is over 3 years old)

Choose to pay:

  • Annually
  • Every 6 months
  • Monthly via direct debit

💡 ScottishIndian tip: If you’re new to driving in the UK, go for monthly payments until you’re comfortable managing other car costs.

❌ What Happens If You Don’t Pay?

Driving without road tax is a big no-no. Your car can be:

  • Clamped or towed by DVLA
  • Fined £80–£1,000
  • Flagged by ANPR cameras

Even if your car is parked on a public street and not in use — you still need to tax it (unless you register it as SORN: Statutory Off Road Notification).

🧠 Final Thoughts from ScottishIndian.com

Car ownership in the UK comes with a learning curve — but once you’ve mastered things like road tax, insurance, and MOT, you’re truly on your way to desi independence on wheels.

At ScottishIndian.com, we’re here to guide Indian students and migrants through every step of the UK driving journey — with simple language, trusted resources, and zero jargon.

📩 Want more car guides? Check out our “Get Moving” section or follow us on Instagram for desi car hacks, insurance tips, and weekend road trip ideas across Scotland